Bill.com is a financial operations platform that automates accounts payable (AP) and accounts receivable (AR) for small and mid-sized businesses. It handles the full invoice-to-payment workflow — receiving vendor bills, routing for approval, and paying by check or ACH — and automates customer invoicing and payment collection on the AR side. Used by 400,000+ businesses with $250B+ in payments processed annually. Bill.com integrates with QuickBooks, Xero, and major ERP systems.
Bill.com
Business payments and AP/AR automation
Best for: Small and mid-sized businesses wanting to automate vendor payment approvals and customer invoice collection
- Free trial
4.2/5 ratingEditorial score 79/100bill.com
The editorial note
What to know about Bill.com
Is it right for you?
Who Bill.com suits
Choose it if
- Small and mid-sized businesses wanting to automate vendor payment approvals and customer invoice collection
Look elsewhere if
- Enterprise ERP users where SAP or Oracle covers AP/AR natively
What you get
Key features
- Accounts payable
- Accounts receivable
- Approval workflows
- Payment processing
- Invoice management
- Bank sync
- Reporting
Works with
Integrations6
The trade-off
Pros and cons
Pros
- Full AP/AR automation
- Approval workflows
- ACH payments
- QuickBooks/Xero sync
- International payments
- Audit trail
Cons
- Per-transaction fees add up
- UI dated
- Customer service complaints
Quick read
At a glance
- Category
- Finance & Business Services
- Pricing model
- Subscription
- Free plan
- Not listed
- Free trial
- Available
- Website
- bill.com
The verdict
Our take on Bill.com
Best AP/AR automation for small businesses using QuickBooks. Bill.com's approval workflows and QuickBooks sync eliminate the manual bill-pay process — saving finance teams 5-10 hours/week they previously spent routing approvals via email and manually syncing payments.
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