Airwallex is a global financial platform for businesses, offering multi-currency accounts, international payments, and corporate cards. It allows companies to send and receive money in 150+ currencies with competitive FX rates, without the high fees of traditional banks. Airwallex is popular with scale-ups and e-commerce businesses that operate internationally and need a modern alternative to legacy banking.
Airwallex
Global business payments and financial infrastructure.
Best for: Businesses that operate internationally who need multi-currency accounts, competitive FX rates and cross-border payment infrastructure.
- Free plan
4.5/5 ratingEditorial score 87/100airwallex.com
Entry plan
Free to start
Get started free
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Editorial score87/100
The editorial note
What to know about Airwallex
Is it right for you?
Who Airwallex suits
Choose it if
- Businesses that operate internationally who need multi-currency accounts, competitive FX rates and cross-border payment infrastructure.
Look elsewhere if
- Small local businesses with no international transactions — Wise Business or Mercury are simpler for domestic-first companies
What you get
Key features
- Multi-currency business accounts
- International wire transfers in 150+ currencies
- Borderless corporate cards (virtual and physical)
- FX conversion at interbank-competitive rates
- Global payroll and contractor payments
- Expense management and spend controls
- Open API for financial infrastructure
- Xero and QuickBooks accounting integrations
Works with
Integrations8
What it costs
Pricing
| Plan | Price | What it includes |
|---|---|---|
| Starter | Free to startBilled monthly | Global accounts, FX at interbank rates, international transfers, Visa cards |
| Growth | Pay-as-you-goBilled monthly | Higher limits, API access, multi-currency, advanced controls — fees per transaction |
| Enterprise | CustomBilled monthly | Dedicated support, custom FX rates, bulk payment APIs, white-label solutions |
Prices are recorded from the vendor's public pricing page and can change. Check before you buy.
The trade-off
Pros and cons
Pros
- Multi-currency accounts in 150+ currencies with no monthly fees
- Competitive FX rates — typically much lower than traditional bank transfers
- Corporate cards with real-time spend controls and expense management
- Global payroll and contractor payments in local currencies
- Open API for embedding financial features into products
Cons
- Not yet available in all countries — limited reach in some regions
- Customer support response times can be slow for complex issues
- Limited integrations compared to more established fintech tools
- Not a full banking replacement — lacks lending and credit products
Quick read
At a glance
- Category
- Finance & Business Services
- Pricing model
- Freemium
- Entry plan
- Free to start
- Free plan
- Available
- Free trial
- Not listed
- Website
- airwallex.com
The verdict
Our take on Airwallex
The best international payments platform for businesses — competitive FX rates and multi-currency accounts reduce global payment costs significantly.
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