Paystack

Payment solution for African businesses (Stripe subsidiary)

Best for: Nigerian and West African businesses wanting the best developer experience for local payments

Free plan

4.6/5Editorial score 84/100paystack.com

Get started

Get started free

Opens the official website in a new tab.

Editorial score84/100

Compare with similar tools

The editorial note

What to know about Paystack

Paystack is an African payment platform acquired by Stripe in 2020, focused on Nigeria, Ghana, South Africa, and Kenya. It provides a developer-friendly API, modern checkout, and support for local payment methods including bank transfers, USSD, and mobile money. Stripe's backing has accelerated Paystack's product development and compliance, making it the premium choice for African fintech.

Is it right for you?

Who Paystack suits

Choose it if

Nigerian and West African businesses wanting the best developer experience for local payments

Look elsewhere if

Businesses needing coverage beyond West and East Africa (Flutterwave covers more countries)

What you get

Key features

Card payments
Bank transfers
USSD payments
Recurring billing
Payment pages
Subaccounts
Disputes management

Works with

Integrations5

WooCommerce Shopify Wix ZapierAPI

The trade-off

Pros and cons

Pros

Stripe-backed quality
Best developer experience in Africa
Clean API documentation
Fast settlements
Recurring billing
Good customer support

Cons

Fewer African countries than Flutterwave
Stripe integration still partial
Limited non-Africa coverage

Quick read

At a glance

Category: Finance & Business Services
Pricing model: Free
Free plan: Available
Free trial: Not listed
Website: paystack.com

The verdict

Our take on Paystack

Best payment platform for Nigerian and Ghanaian businesses. Paystack's Stripe heritage gives it the best developer experience in African payments.

Get started free Compare before deciding

Keep exploring